WALMART

SELLER FUNDING

Lower costs & higher funding limits for your Walmart store

Kickfurther offers up to 100% Walmart seller funding with flexible payment terms. You only start making payments once you’ve sold your inventory, allowing you to focus on growing your Walmart store without incurring debt, giving up equity, or tying up cash. 

Here’s how Kickfurther stands out:

  • Cost Efficiency. Often 30% lower cost compared to other lenders.
  • Flexible Funding. Quickly fund up to $5,000,000+ in inventory for your Walmart store.
  • Custom Payment Schedule. Create a payment plan that fits your needs, ranging from 1 to 10 months.
  • Sell First, Pay Later. Start selling your new inventory before you make any payments.
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What is Walmart Seller Funding?

Walmart seller funding is similar to financing options available for other online marketplaces like Amazon or Newegg. Sellers on Walmart need to purchase inventory and cover various expenses to offer products to customers. Sellers can utilize inventory or business loans to access the cash needed for inventory purchases, storage, business expenses, and improving cash flow.

Walmart’s expansive marketplace, attracting over 90 million shoppers each month, offers significant opportunities for third-party retailers. As businesses experience increased demand from selling on Walmart, many look for tailored financing solutions to support their growth.

Walmart seller funding is similar to financing options available for other online marketplaces like Amazon or Newegg. Sellers on Walmart need to purchase inventory and cover various expenses to offer products to customers. Sellers can utilize inventory or business loans to access the cash needed for inventory purchases, storage, business expenses, and improving cash flow.

While financing might be more expensive than paying with cash, it provides several benefits, such as accelerating growth, expanding product selection, and preventing sales losses due to inventory delays. Additionally, buying in larger quantities may qualify you for discounts. By integrating the cost of financing into your business model and managing finances effectively, you can significantly boost revenue. The type of financing chosen will affect repayment terms; for example, a business loan typically provides funds as a lump sum, with repayments made monthly plus interest.

Why Choose Kickfurther for Walmart Seller Funding

For Walmart sellers looking to expand their inventory, manage cash flow, or capitalize on growth opportunities, securing the right funding can make all the difference. Kickfurther offers flexible, cost-effective financing solutions designed to support your business as it scales.

No Payments Until You Sell:
Start making payments only after you’ve made sales. This approach relieves the cash-flow strain often caused by traditional lenders who don’t offer flexible repayment schedules. It allows you to invest your capital in scaling your business while keeping your inventory levels steady.

Funding at 30% Lower Costs:
Know what you’re paying. Our rates are typically lower than those for factoring, purchase order financing, and many other lenders. Plus, we offer higher funding limits than most competitors, giving you more room to grow.

Access Up to $5 Million Within an Hour:
Once your application is approved and the deal is activated, funding is usually completed within a day—often in just minutes to hours—so you never miss a chance to seize growth opportunities.

Simple, Effective, and Scalable:
As you continue to work with Kickfurther, you gain access to higher funding limits and potentially lower rates, providing a scalable financing solution that evolves with your business.

Grow Your Walmart Business, Not Your Debt - with Kickfurther

Kickfurther puts you in control of your business while addressing your largest expense—inventory. By funding this critical asset, Kickfurther allows you to free up existing capital for growth initiatives such as product development, advertising, and expanding your team.

  • No Immediate Repayments: You don’t repay until your new inventory order begins selling. You set your repayment schedule based on what works best for your cash flow.
  • Non-Dilutive: Kickfurther doesn’t require equity in exchange for funding.
  • Not a Debt: Unlike traditional loans, Kickfurther doesn’t put debt on your books, which helps maintain your working capital and business valuation.
  • Quick Access: You receive capital when your supplier payments are due, allowing you to fund your entire order(s) each time you need more inventory.

Partner with Kickfurther to secure the inventory funding you need and propel your growth, all while maintaining control and flexibility. Join Kickfurther today and experience the benefits of a financing solution designed to support your success.

How to Apply for Walmart Seller Funding with Kickfurther

  • Proven sales
  • Physical products for sale
  • Sales history
  • Revenue documentation
  • Fair to good credit
  • Legal business entity
  • Sound supply chain
  • Reputable business history

Kickfurther works with brands that have reached at least $150,000 in trailing 12-month revenue. You do not need to have been in business for 12 months or have revenue in all 12 consecutive months, but we review a snapshot of your revenue across a period of up to 12 months.

As we process your application, we review your account statements to calculate your trailing 12-month revenue. Kickfurther defines your revenue as your net sales, which is your business’s gross sales minus returns, fees, allowances, and discounts.

If you meet these requirements and can provide the necessary documentation, you can apply for inventory financing through Kickfurther.

Once approved and the deal goes live, most deals are funded within a day (often within minutes to hours), so you’ll never miss another growth opportunity.

Grow Your Walmart Business Today

Connect with consumers across the United States to get your inventory funded via our marketplace.

How Does Walmart Seller Funding Work?

Connect with consumers across the United States  to get your inventory funded via our marketplace.
HOW IT WORKS
  • Create Your online account Create a business account, upload your business information, and launch your deal
  • Get funded within minutes to hours Once approved, our community funds most deals within a day, often within minutes to hours, so you’ll never miss another growth opportunity.
  • Control your payment schedule We pay your manufacturer to produce inventory. Make the introduction and you’re off and running! Outline your expected sales periods for customized payment terms. At the end of each sales period, submit sales reports and pay consignment profit to backers for each item sold.
  • Complete and repeate Complete your payment schedule and you’re done! Often once the community knows you, you’re likely to get lower rates on your next raise.
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Frequently Asked Questions

Here are some common questions that arise when exploring Walmart vendor financing options.  

Walmart sellers looking for financing options may want to consider applying for a loan through Kickfurther. Business owners can start the application process online by uploading their business information and launching a deal. Once your deal is approved, you can receive funds within hours—most Kickfurther loans are funded within one day of approval. After completing your payment schedule, you can repeat the process, with repeat customers often benefiting from lower interest rates.

Walmart third-party sellers interested in other types of inventory loans should explore options with banks, credit unions, or online lenders that offer the lending products they need.

While there is no universal answer to this question, Kickfurther may be the best Walmart inventory financing option for some businesses but not for others. Business owners should take time to evaluate their current situation and growth goals before applying for a business loan. Additionally, they should consider details such as the amount they need to borrow, how much they can afford to repay monthly, and what they need the funds for.

While it may be challenging for Walmart sellers to secure business loans with bad credit, it’s not impossible. If you don’t have a cosigner or co-owner with good credit, you may need to explore other options. Business owners with bad credit should consider secured loans, which require collateral and are less risky for lenders, making them more likely to approve. Another option is a personal loan, as some online lenders have minimum credit score requirements as low as 520.

Launching a Co-Op as a Walmart seller involves three key steps:

  1. Create a Profile. Set up a basic profile with information about your business and product line. Once complete, you can go live with an “upcoming Co-Op” profile that users can follow to receive updates when your Co-Op launches.
  2. Determine Your Co-Op Structure. Use the Kickfurther calculator to assess costs, earnings, and timeline for your Co-Op.
  3. Verify Credibility. Confirm your credibility metrics with the Kickfurther team and finalize your Co-Op profile.