FINANCING
FOR AMAZON SELLERS
Lower costs & higher funding limits for your Amazon store
Kickfurther offers Amazon funding that covers up to 100% of your inventory costs with flexible payment terms, allowing you to pay only after you sell. We fund your entire order whenever you need more inventory, enabling you to invest in growing your Amazon store without taking on debt, sacrificing equity, or tying up cash in inventory orders.
- Often 30% lower cost than alternative lenders
- Quickly fund $5,000,000+ in inventory for your Amazon store
- Customize your payment schedule (1-10 months)
- Sell new inventory before paying for it
Understanding Amazon Funding Through Inventory Financing
Running an Amazon store offers remarkable potential, but the costs of growth can quickly pile up.
From Managing Inventory Expenses To Covering Fulfillment Fees
Running an Amazon store offers remarkable potential, but the costs of growth can quickly pile up. From managing inventory expenses to covering fulfillment fees, financing challenges often hold sellers back from achieving their full potential.
Without sufficient capital, expanding your product line, ramping up marketing, or optimizing logistics can feel impossible. Inventory financing is a solution designed to bridge this gap, providing Amazon sellers with the funds needed to maintain and expand their business without sacrificing cash flow.
Read on as we explore inventory financing for Amazon sellers in detail, helping you understand how it works, when it’s beneficial, and what options might be best for your specific needs.
Whether you’re new to Amazon or ready to scale, inventory financing can be a crucial asset, allowing you to invest confidently in growth without the immediate cash burden.
Growing Your Amazon Business Through Inventory Financing
How Amazon Seller Funding Can Fuel Your Store’s Success
Inventory financing can be a powerful tool for Amazon sellers aiming to scale. By providing essential funds without depleting your working capital, inventory financing enables you to focus on growth.
Here are several ways it can benefit your business:
Keep Up with Customer Demand During High-Volume Periods
When peak sales seasons hit, having the cash to replenish inventory quickly can make all the difference. Inventory financing ensures you’re prepared for busy times like Black Friday or Prime Day, helping you avoid stockouts, retain customers, and maximize sales opportunities without interrupting cash flow.
Expand Product Offerings and Increase Revenue Potential
Inventory financing lets you invest in new products or expand your existing product line without straining resources. Introducing new items or testing new markets can increase revenue and build customer loyalty. With sufficient financing, you’re not limited by cash on hand, allowing your Amazon store to reach its full sales potential.
Free Up Cash for Other Business Investments
One of the major advantages of inventory financing is that it frees up capital typically tied up in inventory. Instead of diverting funds from essential areas like marketing or product development, financing allows you to maintain a healthy cash flow, giving you the flexibility to reinvest in growth-driving activities.
Improve Cash Flow Stability, Even in Slower Seasons
Inventory financing isn’t just beneficial during high-demand periods; it can also stabilize cash flow during off-peak seasons. Many businesses experience sales lulls after peak periods, and financing can help cover expenses like payroll or operational costs, ensuring smooth business continuity.
Take Advantage of Bulk Discounts and Seasonal Deals
With inventory financing in place, you can seize bulk discounts or seasonal deals from suppliers. Purchasing inventory at lower prices not only reduces costs but can increase profit margins when sales pick up. Financing allows you to plan strategically, securing stock at the best possible terms regardless of cash on hand.
Why Choose Kickfurther for Amazon Funding?
Choose the Smart Choice for Amazon Seller Funding with Kickfurther
If you’re an Amazon seller looking for a flexible, cost-effective way to fund inventory, Kickfurther offers a powerful alternative to traditional loans. With customizable repayment terms, no equity loss, and no immediate debt, Kickfurther enables you to invest in your business without sacrificing cash flow.
Kickfurther provides unique advantages that make it particularly valuable for Amazon FBA businesses:
- No Immediate Repayments: Start repayments only after inventory begins selling, freeing up cash for other business expenses.
- Non-Dilutive Funding: Unlike venture capital, Kickfurther doesn’t take equity or debt, ensuring your ownership remains intact.
- Debt-Free: Kickfurther funding doesn’t add debt to your balance sheet, making it a more flexible option than traditional loans.
- Fast Access to Capital: With quick funding available, you can meet supplier payment deadlines and keep inventory flowing, even during peak seasons.
Kickfurther lets you retain control over your business while providing essential funding for inventory. This flexibility allows you to allocate existing capital toward other growth areas, such as marketing, product development, and scaling operations.
Kickfurther vs. Amazon Lending
Kickfurther provides a unique financing alternative for Amazon sellers that distinguishes itself from Amazon’s traditional lending platform. Unlike Amazon loans, where repayments are automatically deducted from sales, Kickfurther’s model gives sellers more flexibility in how they repay funds.
Here’s what makes Kickfurther different:
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- Flexible Repayment Terms: Instead of immediate deductions from sales, Kickfurther allows you to start repayments once inventory begins selling, aligning with your cash flow needs.
- Broader Use of Funds: While Amazon loans typically require reinvestment in Amazon-specific inventory, Kickfurther funds can be used for various business needs, making it an excellent option if you also operate from your own website or other channels.
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How to Secure Amazon Funding with Kickfurther
Here’s what you need to qualify on Kickfurther:
Kickfurther is designed to support established Amazon sellers of various sizes. Here’s what you need to qualify on Kickfurther:
- Minimum Sales Requirement: Your business should have at least $150,000 in sales over the past 12 months to qualify. This minimum ensures that you’re in a position to leverage inventory funding effectively.
- Physical Product Sales: As an inventory financing solution, Kickfurther exclusively funds businesses with physical products. This focus helps keep funding aligned with inventory management goals.
- Compliance with Regulations: Your business must meet all state and federal regulatory requirements.
- Approval by Kickfurther’s Quality Team: A thorough vetting process ensures that your business meets Kickfurther’s standards for inventory financing, which enhances funding security and transparency.
Kickfurther has funded over 1,000 inventory opportunities with a success rate of 99.5%. This track record of success means that you’re joining a community of Amazon sellers who’ve leveraged Kickfurther to grow their brands without added debt or lost equity.
Success Stories: Amazon Sellers Using Kickfurther
Kickfurther has empowered many Amazon sellers to scale successfully, including CLIQ Products and Enlightened Minds LLC.
CLIQ Products
This outdoor gear company raised over $57,000 in just over two months to fund collapsible chairs, bridging a typical cash gap for Amazon FBA sellers. During the pandemic, CLIQ capitalized on increased interest in outdoor activities, using Kickfurther to maintain a strong inventory.
Enlightened Minds LLC
Specializing in branded games and books, Enlightened Minds secured $14,000 in under a month to replenish their inventory. By leveraging their popular, branded products, the company quickly attracted supporters and ensured steady growth.
Both companies used Kickfurther’s platform to bridge inventory funding gaps, allowing them to meet demand and expand during high-demand periods. For Amazon sellers, Kickfurther offers a flexible, community-backed funding model designed to support sustainable growth.
Where you've seen us
- Create your online account Create a business account, upload your business information, and launch your deal
- Get funded within minutes to hours Once approved, our community funds most deals within a day, often within minutes to hours, so you’ll never miss another growth opportunity.
- Control your payment schedule We pay your manufacturer to produce inventory. Make the introduction and you’re off and running! Outline your expected sales periods for customized payment terms. At the end of each sales period, submit sales reports and pay consignment profit to backers for each item sold.
- Complete and repeate Complete your payment schedule and you’re done! Often once the community knows you, you’re likely to get lower rates on your next raise.
See Who Else We’ve Helped
Frequently asked questions
Not seeing your questions here? Please feel free to reach out!
How much does Amazon seller funding cost?
The cost of Amazon seller financing can vary based on several factors, including the loan amount, interest rate, and term. When comparing financing options, it’s essential to evaluate the total loan costs to make an informed decision.
Is it difficult to get Amazon seller financing?
Securing an Amazon seller financing can be challenging, especially for new businesses. Most lenders prefer a proven track record of success before investing. If you’re struggling to secure a loan, consider looking into financing options specifically designed for startups.
Does Amazon Lending affect credit scores?
Amazon Lending is a powerful financial assistance program that qualified Amazon FBA sellers can utilize to receive loans and revolving lines of credit, helping them scale their businesses and increase sales. Payments are made either daily or weekly, and financing amounts can range from $1,000 to $750,000, depending on the size of your business. It is important to note that any funds obtained through the Amazon Lending program must be used exclusively for purchases related to the operation of your Amazon seller business.
One of the key advantages of the Amazon Lending program is that no credit score is required for qualification. Amazon does not use your credit score to determine eligibility; instead, it focuses solely on how your business is performing on the platform. However, a downside of this structure is that utilizing Amazon Lending will not help you build a business credit score through successful payments made within the program.
Other benefits of the Amazon Lending program include minimal documentation requirements, an approval process that can take as little as 24 hours, competitive interest rates compared to other types of business financing, and automatic deductions from your Amazon seller account for loan repayments. Additionally, there are no origination fees, prepayment penalties, or other fees commonly associated with traditional business financing.
The primary limitation of the Amazon Lending program is that the funds can only be used to restock inventory, launch new products, or create advertising campaigns.
To qualify for Amazon financing, you must receive an invitation. If you’re an Amazon seller in need of funding for inventory, consider visiting Kickfurther for affordable and flexible solutions.
Is it possible to get inventory financing if I am a new seller on Amazon?
It depends on how new you are. If you are just starting out with little to no sales history, you may not qualify for business loans or inventory financing. However, you might qualify for a personal loan, which you could use to launch your business. Once you establish sales, you can explore more advanced financing options.
How quickly can I get Amazon seller funding?
The time it takes to receive Amazon seller financing varies by loan type and lender. Generally, Amazon takes about 5 days to approve a loan, while lines of credit can be approved quickly as well. Other loans may have longer approval processes that can extend up to 30 or even 60 days. For accurate estimates on approval and funding times, check directly with your lender.
How does Amazon seller financing with Kickfurther work?
Amazon sellers access funding for inventory (or can get reimbursed for recently produced goods) from marketplace participants. The marketplace allows brands to access private funding at costs that can improve with each use. Your Amazon seller funding goes directly to your manufacturer for production of goods and you make no payments until you receive and begin selling new inventory.
What are the requirements to qualify for Amazon seller financing? with Kickfurther?
Your Amazon seller business must be compliant with State and Federal regulations and have an established track record of sales. Kickfurther is for inventory financing so you must have a physical product. Finally, all businesses are subject to approval by the Kickfurther quality team
Do you need an LLC to start an FBA business?
An LLC, or Limited Liability Company, is a business structure that limits your personal liability. By forming an LLC for your Amazon FBA seller business, you protect yourself from being personally responsible for the company’s debts or any legal actions taken against it. Most business owners choose to establish an LLC to safeguard their personal assets.
However, simply having an LLC does not guarantee complete protection from liability. Depending on the state in which you operate your LLC, you may still be subject to state laws that can negate this protection in certain situations.
If you are considering becoming an Amazon FBA seller, it is important to note that you do not need to register as an LLC. Instead, you will most likely register your Amazon FBA seller account as a sole proprietorship. A sole proprietorship is a straightforward business structure in which the unincorporated business is owned by a single individual. While a sole proprietorship is perfectly acceptable for operating an Amazon FBA seller account, it does come with the caveat that if any legal action arises, it can be brought against you personally.
How can I create a new Kickfurther Co-Op (Consignment Opportunity)?
Launching a project involves 3 key steps:
- Create a basic profile including information about your business and product line. Once you’ve done this you can go live with an “upcoming Co-Op” profile that users can choose to follow to hear when your Co-Op launches.
- Determine your Co-Op structure using the Kickfurther calculator to determine costs, earnings, and timeline.
- Verify your Credibility Metrics with the Kickfurther team and finalize your Co-Op profile.
How much do Amazon FBA sellers make a year?
Amazon FBA sellers can be extremely profitable. Many start selling on Amazon and using FBA as a side hustle, but if managed properly, it can quickly become a full-time venture. The Amazon FBA seller program simplifies many of the challenges associated with running an ecommerce business. Sellers only need to source products identified as potential bestsellers and send them to Amazon warehouses across the country. They create and manage their listings on the Amazon platform while Amazon handles order fulfillment.
Approximately 50% of Amazon FBA sellers earn between $1,000 and $25,000 per month in sales, which is a promising figure for anyone looking to switch careers or supplement their income.
Here is a breakdown of average monthly earnings among Amazon FBA sellers:
Under $500: Around 22% of sellers
$501 – $1,000: Around 13% of sellers
$1,001 – $5,000: Around 27% of sellers
$5,001 – $10,000: Around 13% of sellers
$10,001 – $25,000: Around 10% of sellers
$25,001 – $50,000: Around 8% of sellers
$50,001 – $100,000: Around 4% of sellers
$100,001 – $250,000: Around 1% of sellers
How can I create a co-op with Kickfurther?
- Launching a Co-Op involves 3 key steps:
- Create a basic profile including information about your business and product line. Once you’ve done this you can go live with an “upcoming Co-Op” profile that users can choose to follow to hear when your Co-Op launches.
- Determine your Co-Op structure using the Kickfurther calculator to determine costs, earnings, and timeline.
- Verify your Credibility Metrics with the Kickfurther team and finalize your Co-Op profile.