E-COMMERCE
INVENTORY
FINANCING
E-commerce funding as low as 1% per month
Kickfurther offers funding for up to 100% of your e-commerce inventory costs with flexible payment terms, so you can pay after your e-commerce inventory starts selling. This allows you to secure funding for your entire inventory order as needed, freeing up your capital to focus on growing your business without incurring debt or giving up equity.
- Often 30% lower cost than alternate lenders & factors
- Quickly fund $5,000,000+ in inventory
- Create a custom payment schedule (1-10 months)
- Fund ecommerce inventory with no payments until revenue lands
E-commerce Inventory Financing Explained
What is E-Commerce Financing?
E-commerce inventory financing is a funding solution tailored to online businesses. It provides the capital needed to purchase inventory, with repayment typically structured after the inventory is sold. Unlike traditional loans, this financing uses inventory as collateral, making it particularly attractive to e-commerce businesses that rely on steady stock levels to meet customer demand.
This type of financing supports businesses of all sizes, whether you’re a direct-to-consumer brand, a marketplace seller on platforms like Amazon, or operating your store through tools like Shopify or Magento. By accessing funds without requiring personal or physical assets as collateral, businesses can maintain operations, scale effectively, and ensure consistent inventory flow without depleting their cash reserves.
E-commerce inventory financing empowers businesses to respond quickly to market demands, avoid stockouts, and keep pace with growth opportunities—all while maintaining financial flexibility.
The Benefits of Inventory Financing for E-Commerce Success
Securing e-commerce seller funding specifically for inventory offers several strategic benefits that help businesses stay competitive, grow sustainably, and avoid common cash flow challenges. Here's how e-commerce inventory financing can become a valuable tool for your business.
Here are the Advantages of E-commerce Inventory Financing:
Maintain Reliable Stock Levels
Stockouts can lead to lost revenue and diminished customer trust. Inventory financing helps ensure your shelves stay full, whether you’re gearing up for peak seasons or launching new products. With adequate inventory, you can meet demand, keep customers happy, and avoid missed sales opportunities.
Reallocate Funds to Key Investments
Financing inventory allows you to preserve working capital for other priorities. Instead of tying up cash in stock, you can invest in marketing, upgrading technology, or expanding your team, driving growth in areas that matter most.
Confidently Scale Operations
Growth opportunities often require upfront investment. With inventory financing, you can secure the stock needed to enter new markets or expand your product range, enabling your business to scale without hesitation.
Take Advantage of Bulk Pricing
Financing empowers you to buy inventory in larger quantities, often at discounted rates. Beyond cost savings, bulk purchasing can reduce shipping expenses and strengthen relationships with suppliers, boosting your profitability.
Flexible Repayment Options
Many inventory financing options offer repayment schedules that align with your sales cycles. This approach minimizes financial strain by allowing repayments to be made from the revenue generated by the financed stock.
Optimize Cash Flow
Smooth cash flow is essential for operational stability. Inventory financing bridges the gap between purchasing stock and earning revenue, helping you manage costs like shipping, warehousing, and payroll without disruptions.
Stay Resilient Amid Market Changes
E-commerce businesses face fluctuating demand due to trends, seasons, and economic shifts. Inventory financing provides a financial cushion, enabling you to respond quickly and maintain stability even during uncertain times.
Fuel Your E-commerce Business with Kickfurther
Kickfurther transforms inventory financing into a growth-driven, flexible solution that keeps you in control.
Here’s Why E-commerce and CPG Brands Trust Kickfurther:
Flexible Repayment Terms
Repay on your schedule, not immediately. Kickfurther aligns repayments with your sales cycle, so you pay back only after your inventory starts selling.
Equity-Free Growth
Keep full ownership of your business. Unlike equity financing, which sacrifices control and profits, Kickfurther lets you scale while retaining 100% of your equity.
A Debt-Free Solution
Kickfurther isn’t a loan, so it won’t add debt to your books. This ensures your financials remain attractive to future investors or buyers.
Speed and Convenience
Avoid delays when supplier payments are due. Kickfurther provides quick funding to cover full inventory orders, bypassing the slow processes of traditional financing.
Maximized Growth Potential
By funding your largest expense—inventory—you can redirect capital into marketing, product development, or hiring. Scale your business without hitting cash flow limits.
Proven E-commerce Funding Success Stories
Kickfurther’s track record speaks volumes:
- Tame the Beast: Funded $303,815 for their 14th Kickfurther co-op in just 11 minutes, doubling their business with over $1.5 million in total funding.
- Fresher Products Limited: Raised $27,952 in 44 seconds to support their Hungry Fan range on Amazon and eBay.
- Ameretail LLC: Secured $29,522 in five minutes to stock branded toys for Amazon.
- Good Groceries Company: Obtained $114,420 in their second deal, building on the success of their first to scale even faster.
und Your E-commerce Growth Without Debt or Dilution
Kickfurther offers flexible, equity-free inventory financing for e-commerce brands. Pay as you sell, maintain ownership, and maximize growth potential.
Where you've seen us
- Create your online account Create a business account, upload your business information, and launch your deal
- Get funded within minutes to hours Once approved, our community funds most deals within a day, often within minutes to hours, so you’ll never miss another growth opportunity.
- Control your payment schedule We pay your manufacturer to produce inventory. Make the introduction and you’re off and running! Outline your expected sales periods for customized payment terms. At the end of each sales period, submit sales reports and pay consignment profit to backers for each item sold.
- Complete and repeat! Complete your payment schedule and you’re done! Often once the community knows you, you’re likely to get lower rates on your next raise.
See Who Else We’ve Helped
Frequently asked questions
Not seeing your questions here? Please feel free to reach out!
How does e-commerce financing with Kickfurther work?
Brands can access funding for new ecommerce inventory (or can get reimbursed for recently produced goods) from marketplace participants. The marketplace allows brands to access private funding at costs that can improve with each use. Your PO funding goes directly to your manufacturer for production of goods and you makes no payments until you receive and begin selling new inventory.
What are the requirements to qualify for e-commerce financing with Kickfurther?
Your ecommerce business must be compliant with State and Federal regulations and have an established track record of sales. Kickfurther is for inventory financing so you must have a physical product. Finally, all businesses are subject to approval by the Kickfurther quality team
Can Kickfurther help fund inventory purchase orders to sell products online?
Kickfurther can fund purchase orders (or you can get reimbursed for recently produced goods) for ecommerce brands
What are the minimum requirements to qualify for e-commerce seller financing?
- Kickfurther works ecommerce with brands once they’ve reached at least $150,000 or more in trailing 12 months revenue. You do not need to be in business for 12 months, or have revenue in 12 consecutive months, but we review a snapshot of revenue across a period up to 12 months.
- As we process your application, we review your account statements to calculate your trailing 12 months of revenue. Kickfurther will consider your revenue to be your net sales, which we define as your business’s gross sales minus its returns, fees, allowances, and discounts.
How can I create a Kickfurther co-op for my e-commerce business?
- Launching a Co-Op for your e-commerce business involves 3 key steps:
- Create a basic profile including information about your business and product line. Once you’ve done this you can go live with an “upcoming Co-Op” profile that users can choose to follow to hear when your Co-Op launches.
- Determine your Co-Op structure using the Kickfurther calculator to determine costs, earnings, and timeline.
- Verify your Credibility Metrics with the Kickfurther team and finalize your Co-Op profile.