eBay
SELLER
FINANCING
eBay store funding as low as 1% per month
When it comes to growing your eBay business, flexible inventory financing can make all the difference. Kickfurther lets you cover up to 100% of your inventory costs with payment terms designed to align with your sales cycle. This means you can restock confidently and reinvest in growth without adding traditional debt or giving up equity.
- Often 30% lower cost than alternate lenders & factors
- Quickly fund $5,000,000+ in eBay inventory
- Create a custom payment schedule (1-10 months)
- Fund eBay inventory with no payments until revenue lands
What Can e-Bay Financing Do for Your Business?
eBay seller financing is designed to meet the unique challenges of running an online store, offering flexible funding that aligns with your business goals
How eBay Seller Financing Works
eBay financing equips you with the resources to manage cash flow, scale inventory, or even evaluate which platform—such as Amazon or eBay—offers the best fit for your business goals.
The Benefits of eBay Seller Funding
Maximize eBay Bulk Purchasing Power
Many eBay sellers benefit from high-volume inventory purchases, allowing them to negotiate better terms and increase profit margins. However, tying up all your resources in bulk orders can limit your ability to invest elsewhere. Financing provides the capital you need to secure large inventory deals without draining your reserves.
Maintain Consistent Cash Flow
Revenue can fluctuate due to demand changes, seasonal trends, or other factors. Seller financing helps bridge this gap by ensuring you have the working capital necessary to keep your business running smoothly—whether it’s restocking inventory, covering overhead costs, or addressing unexpected expenses.
Fuel Business Growth
Expanding your eBay store often requires introducing new products, launching marketing campaigns, or hiring staff. Financing allows you to seize these opportunities without straining your cash flow. For instance, targeted advertising can significantly boost sales, but the upfront costs may be a barrier. Financing allows you to invest in advertising immediately and capitalize on customer interest.
Adapt to Revenue Cycles
With repayment schedules tied to revenue, you only pay when you’ve made sales. This eliminates the stress of fixed monthly payments during slower periods and provides a financial safety net that allows you to focus on growth instead of immediate costs.
Choosing the Right eBay Business Financing
Finding the best eBay seller financing option involves carefully evaluating your business needs, repayment capacity, and long-term goals.
Factors to Consider When Choosing eBay Finance Option
Loan Amount
Determine the exact funding needed without overborrowing. Excessive loans can lead to higher interest costs and repayment challenges.
Loan Term
Match repayment terms with your revenue cycles. Short terms for large loans can create financial strain; analyzing cash flow patterns will help identify manageable terms.
Eligibility Requirements
Familiarize yourself with lenders’ criteria such as annual revenue, business tenure, and credit score. Applying for loans that match your profile ensures better chances of approval.
Interest Rates and Fees
Compare rates across lenders to find affordable options while being mindful of hidden fees like origination charges or prepayment penalties.
Repayment Flexibility
Options like revenue-based repayments offered by platforms such as Kickfurther can ease financial pressure by aligning payments with sales performance.
Why Choose Kickfurther for eBay Financing?
Kickfurther presents a unique and flexible solution specifically designed for eBay sellers looking for inventory financing.
Here’s Why Kickfurther Stands Out:
No Immediate Payments
With Kickfurther, repayments start only after selling your inventory. This removes the financial pressure associated with traditional loans and allows you to focus on growing your eBay business.
Retain Full Ownership
Kickfurther provides capital without requiring equity dilution. You maintain complete control over your operations while accessing essential funds needed for growth.
No Debt on Your Books
Kickfurther does not add debt to your balance sheet. This helps maintain a healthy financial profile—crucial if you’re considering venture capital or future sales.
Quick Access to Capital
Kickfurther funds supplier orders quickly—often within hours—ensuring you can meet demand and capitalize on growth opportunities without delay.
Track Record of Support
Kickfurther has successfully partnered with numerous eBay sellers, such as iCarCover and Fresher Products Limited, LLC. This illustrates how Kickfurther supports businesses like yours in securing inventory and driving growth.
For sellers with over $150,000 in annual sales, Kickfurther offers financing options often up to 30% more cost-effective than competitors.
By funding your largest expense—inventory—Kickfurther helps you allocate your resources to other vital areas like product development, marketing, and team expansion.
Grow on eBay with Kickfurther
Fuel your eBay business growth with flexible, equity-free financing. Get the funds you need to stock up on inventory, pay as you sell, and keep full ownership of your business.
Where you've seen us
- Create your online account Start by creating a Kickfurther business account. Provide essential information about your business, including sales history and financial records. Once your account is set up, you can launch your funding deal.
- Get funded within minutes to hours Once approved, our community funds most deals within a day, often within minutes to hours, so you’ll never miss another growth opportunity.
- Customize Your Repayment Schedule We pay your manufacturer to produce inventory. Make the introduction and you’re off and running! Outline your expected sales periods for customized payment terms. At the end of each sales period, submit sales reports and pay consignment profit to backers for each item sold.
- Complete and repeat! Complete your payment schedule and you’re done! Often once the community knows you, you’re likely to get lower rates on your next raise.
See Who Else We’ve Helped
Frequently asked questions
Not seeing your questions here? Please feel free to reach out!
How can I create a new Kickfurther co-op?
Launching a project on Kickfurther involves three key steps:
- Create a Profile: Set up a basic profile that includes information about your business and product line. Once completed, you can go live with an “upcoming Co-Op” profile that users can follow to receive updates about your Co-Op launch.
- Determine Your Co-Op Structure: Use the Kickfurther calculator to plan costs, potential earnings, and timelines.
- Verify Credibility Metrics: Work with the Kickfurther team to confirm your business’s credibility metrics and finalize your Co-Op profile.
Does Kickfurther fund all deals?
Kickfurther funding is available only for businesses that meet specific criteria:
- Compliance with state and federal regulations
- An established sales track record
- A physical product for inventory financing
Additionally, all businesses are subject to approval by the Kickfurther quality team.
Is it worth creating an eBay Store?
In most cases, yes! An eBay Store provides access to 25 million monthly users, which boosts reach while establishing trust with customers. If growing an eBay Store aligns with your goals, securing proper financing could be crucial toward success—like covering expenses such as inventory or marketing.
Kickfurther connects sellers with resources and funding necessary for expanding inventory while increasing sales and accelerating growth.
What are eBay selling fees?
eBay charges selling fees, including:
- Insertion Fees: Fees for listing items
- Final Value Fees: A percentage of the item’s price, charged upon sale
The exact fees depend on factors like item price, listing category, optional upgrades, and your performance as a seller. Having an eBay Store can save money on selling fees compared to regular listings, while potentially reducing Promoted Listing fees as well.
How much is an eBay Store per month?
eBay offers five subscription levels to suit different budgets and needs:
- Starter: $7.95 per month ($4.95 if paid annually) with 100 free listings
- Basic: $27.95 per month ($21.95 if paid annually) with 250 free listings
- Premium: $74.95 per month ($59.95 if paid annually) with 500+ free listings
- Anchor: $349.95 per month ($299.95 if paid annually) with 1,000+ free listings
- Enterprise: $2,999.95 per year
While the Starter subscription offers minimal features and is generally not cost-effective, moving to a Basic or Premium plan within a few months can provide better benefits for your eBay Store as your sales grow.